Pet Insurance offers coverage of your pet's medical expenses. You can purchase pet insurance from a veterinarian or from an insurance company. Though pet insurance is a debatable point as many people take it differently it rescues from financial burden by taking care of your pet's medical expenses when it undergoes any treatment for accidents and illness. Sometimes, pet insurance covers vaccinations and preventive medications also.
Pet insurance is beneficial as medical care for pet is very expensive on occasions like when it falls ill or when an accident occurs. It is a necessary provision for all pets and typically this insurance covers medical expenses for animals like cats and dogs. There are some insurance companies that provide insurance for pets of exotic species also.
Depending on the insurance cost the level of pet insurance coverage varies. There are various pet insurance plans available in the insurance markets that are affordable. The basic coverage starts for a month between $10 and $15 per month and for wider coverage, a higher pet insurance plan can be chosen. Similar to other insurances, pet insurance also looks for pet's eligibility conditions like the fitness of the pet and its age. A pet insurance is generally meant for young pets and is not offered for older pets. But if you want to avail pet insurance of aged pets the insurance costs will be significantly higher. There are insurance companies that don't offer pet insurance for dogs which are more than 9 years old.
The pet insurance policy and insurance plan description will provide you all the details of where and how claims can be met. Pet insurance providers have databases in order to avoid false claims and to ensure that only the insured pet is claiming the insurance amount for treatment. A veterinarian provides identification for preventing false claims. Some pet insurance providers offer discount for insuring more than one pet and provide affordable insurance for pets.
Depending on your pets' health and age, the insurance coverage varies. When your pet is lost due to theft or your pet is dead, the pet insurance provides you a new pet as replacement. But the main benefit for pet owners is the medical cover provided in various forms by the insurance companies.
Before opting for a pet insurance, you should read all the terms and conditions specified by the insurance providers. But the pet insurance procedure totally depends on your pet's health condition. For finding the best insurance policy for your pet you can search through the web for pet insurance policies and covers. Online pet insurance provides you an opportunity to identify different insurance companies along with their rates. This service enables you do a detailed comparison of various pet insurances and decide on the best insurance deal that's suitable for your pet.
With the technological advancement available in health care, the level of diagnostics provided for animals is also high and therefore is not affordable for all. Unfortunately the health care programs of the government are also not available for pets. Pet insurance bears your vacation cancellation expenses if your pet is not well for specific reasons and if there is a treatment necessary for your pet, the insurance covers your overseas travel cost. A pet insurance policy as a gift for your pet proves your love and care for your pet, as it really deserves it.
source:http://www.articlesbase.com/pets-articles/why-you-should-go-for-a-pet-insurance-330522.html
Monday, July 14, 2008
Tuesday, July 8, 2008
Pet Insurance Guide - Pet Insurance is Vital for Your Pets
Pet insurance covers all veterinary costs in case your pet is ill or needs some care. Several insurance policies also pay a sum of money if your pet dies, lost or stolen. Insurance companies offer complete dog and cat insurance coverage at very competitive rates. Generally pet insurance policy pays for unexpected illness, accidents, injuries, or some other emergencies viz. doctor visits, prescriptions, x-rays, lab fees or diagnostic tests etc.
Pet insurance is an easy way to cover all unexpected expenses of your pet. The pet owner will have to pay some amount against any claim. Pet insurance doesn’t pay for preventive veterinary care or elective veterinary care. Usually pet insurance is available for cats and dogs only but sometimes some special insurance is available for horses also. In developed countries all pet owners cut their pets’ expenses with the help of pet insurance.
Details of each and every pet insurance policy are different and policy coverage is also dissimilar from policy to policy. There are three main categories of pet insurance policies out of them first covers each condition or event, second offers highest value on total annual payments whereas the category is the cheapest that gives limited payment for some specific condition and it ends after one year of the treatment.
Cost of each policy plan is different and you can select the best as per your pets’ requirements. Best time to have a pet insurance policy is when your pet is little. You may also insure your pet in the age of 8 weeks but it is very difficult to get maximum coverage after middle age. Getting a new insurance policy in the middle age of your pet is very much expensive because at that time you’ll not be able to claim for existing health treatments.
Internet offers a quick as well as an easy way to shop for a pet insurance policy. It also helps in reducing the premiums. Not only pet insurance it also offers insurance for your car, home or life.
source:http://www.ezinearticles.com/?Pet-Insurance-Guide---Pet-Insurance-is-Vital-for-Your-Pets&id=136402
Pet insurance is an easy way to cover all unexpected expenses of your pet. The pet owner will have to pay some amount against any claim. Pet insurance doesn’t pay for preventive veterinary care or elective veterinary care. Usually pet insurance is available for cats and dogs only but sometimes some special insurance is available for horses also. In developed countries all pet owners cut their pets’ expenses with the help of pet insurance.
Details of each and every pet insurance policy are different and policy coverage is also dissimilar from policy to policy. There are three main categories of pet insurance policies out of them first covers each condition or event, second offers highest value on total annual payments whereas the category is the cheapest that gives limited payment for some specific condition and it ends after one year of the treatment.
Cost of each policy plan is different and you can select the best as per your pets’ requirements. Best time to have a pet insurance policy is when your pet is little. You may also insure your pet in the age of 8 weeks but it is very difficult to get maximum coverage after middle age. Getting a new insurance policy in the middle age of your pet is very much expensive because at that time you’ll not be able to claim for existing health treatments.
Internet offers a quick as well as an easy way to shop for a pet insurance policy. It also helps in reducing the premiums. Not only pet insurance it also offers insurance for your car, home or life.
source:http://www.ezinearticles.com/?Pet-Insurance-Guide---Pet-Insurance-is-Vital-for-Your-Pets&id=136402
Monday, June 30, 2008
Insuring Your Pet
Pet Insurance provides coverage for medical expenses for your pets. You could purchase pet insurance from an insurance company or directly from a veterinarian. Since medical care can be very expensive in the event of an accident or illness, pet insurance can be a beneficial and necessary provision. Typically, pet insurance covers animals like dogs and cats. Some companies also offer coverage for other types of pets including some exotic species.
The risks covered by pet insurance include accident related injuries along with illness care. Pet insurance policies offer various levels of coverage depending on the cost. The deductible amounts of the bill to be paid by the pet insurance differ according to the coverage you choose. There are several affordable pet insurance plans available in the market today. While basic coverage starts at $10 to $15 a month, higher cost plans are also available for a wider coverage. The insurance policy typically covers pets of a young age; they may not cover pets of they are older than a specified age or if they do, the costs can be significantly higher.
The policy and plan description will tell you how and where to make the claim for your pet. Veterinarians provide identification and pet insurance companies maintain databases to help prevent false claims as well as to ensure that the pet insured under the policy is the same one being treated. Some insurance companies that provide pet insurance have discounts for insuring more than one pet and offer affordable pet insurance.
source:http://www.ezinearticles.com/?Insuring-Your-Pet&id=725095
Wednesday, June 18, 2008
UK Pet Owners Advised To Take Out Pet Insurance This Summer
UK pet owners planning to take their pets away with them this summer are advised to purchase pet insurance with pet travel insurance included - as the popularity of taking pets abroad rises.
This means not only planning ahead to get a pet travel passport but to remember to purchase the right pet insurance with travel cover. The advice from online pet magazine K9 includes the tip to check with your travel operator about the transit of pets abroad before you travel for safety.
Covering pets abroad is becoming both more popular and also more of a necessity as more pet owners take their pets abroad with them when they travel across Europe. Pet owners are also advised to allow their pets time to acclimatise to both the surroundings and the food when they take them abroad - and taking their favourite food with you is often the best way to do this to help them familiarise themselves with the foreign surroundings.
K9 Magazine advises: "Preparation is key when travelling abroad with a pet - leave at least six months to get your pet passport organised, and of course double check your pet is allowed into your destination country.
"Your first port of call should be the vet so your pet can be micro-chipped and vaccinated against rabies."
Many pet insurers, such as Virgin pet insurance, now include the option to take pet travel cover for such situations. Virgin pet insurance includes up to £300 emergency expenses abroad and £1500 quarantine cover.
source:http://ezinearticles.com/?UK-Pet-Owners-Advised-To-Take-Out-Pet-Insurance-This-Summer&id=634567
Tuesday, April 29, 2008
Horse Insurance Specialties And Advice
Some pet insurance plans will pay up to 80% of your vet bill after you have reached the $100 deductible. If that pet becomes ill or suffers an injury, most owners will do anything to ensure their beloved pet gets the treatment it needs. A whole life policy will pay out the agreed amount no matter when you die, and it will also increase in value over time.
In the case of the insured person dying after the policy expires, however, no benefit is paid. Pet Health is affiliated with Pet Care Products. Still, few plans will not offer coverage to pets that inherit a disease after the plan is active.
The plans will also supply details of exclusions and restrictions. animals are a good example, and the high demand for animal insurance among animal owners is no surprise, as they are commonly exposed to potential dangers.
Pet care is a $35 billion industry, and although there are no clear figures, pet supplies/accessories is a billion dollar industry. Sometimes the excess will be a set sum, sometimes a percentage of the cost and more often, a combination of both. If you go in hospital, does the policy cover kennel or cattery fees. Having appreciated that most reasons for an appointment at the vet are uninsurable, what do we get for our premiums. A claim can be made as soon as any of the insured employees are diagnosed with any critical illness which is scheduled within the insurance policy. You can Google in the net to find out more on boat insurance, insurance consultants and related quotes.
The number of insurance companies offering auto insurance through the Internet has exploded over the last few years. It is then important for business owners to come up with a business plan, which can help them strategize and plan the operations of the business. A good California pet health insurance plan should cover your pet for costs incurred in treating them for major illnesses as well as other health care.
It depends on the age and breed of your animal, but you can find pet insurance premiums as low as $10-$15 per month. The varying policy costs depend on the animal and the different packages that the owner can choose. This type of dental insurance offers you the least amount of out-of-pocket costs. Just like humans cats that have an upper respiratory illness are contagious and should be kept separate from other cats. It also has a special plan for cancers treatment for pets called VPI Cancer Rider.
You can peruse the Internet for instant quotes or contact your vet for possible pet insurance options. Trying to decide if you should get insurance on your pet? If so, do you have pet insurance? If not, you may well want to read on if you want to save yourself millions of pounds So when you're on the net shopping for pet insurance, it's important to swot up on the small print. With pet accident and illness insurance you get full coverage insurance; namely, your insurance company will agree to pay for all the costs and expenses incurred as a result of your family pet having suffered any illness or accident. As the name suggests, with a pet accident insurance you are getting the basic minimum in pet insurance - accident coverage. Keep a file of all papers relating to your pet, starting with the adoption or purchase and include receipts and insurance papers to keep track of expense and ensure you claim your entitlement.
You might believe now that if veterinary treatment is too expensive you'd rather have your pet put down instead of taking out pet insurance but will you feel the same way once you've become attached? With the rising costs of pet healthcare and with the extremes that many of us would go to for our pets, pet insurance is becoming very popular with pet owners. Included in many pet insurance policies are the covering costs of advertising in your area and local newspapers for your lost pets safe return. Most pet insurance policies carry an excess which means that you have to pay a small amount towards the cost of any treatment claimed for under the policy.
When purchasing pet insurance online or requesting a quote, you will have to fill out a form that asks for standard information such as the breed of your pet, etc. That may well be the case if you don't have pet health insurance. Interestingly enough, pet health insurance has changed in the past couple of years. The best pet health care insurance companies that offer services online are pet plan.
resource:http://www.ezinesarticle.com/Article/Horse-Insurance-Specialties-And-Advice/100493
In the case of the insured person dying after the policy expires, however, no benefit is paid. Pet Health is affiliated with Pet Care Products. Still, few plans will not offer coverage to pets that inherit a disease after the plan is active.
The plans will also supply details of exclusions and restrictions. animals are a good example, and the high demand for animal insurance among animal owners is no surprise, as they are commonly exposed to potential dangers.
Pet care is a $35 billion industry, and although there are no clear figures, pet supplies/accessories is a billion dollar industry. Sometimes the excess will be a set sum, sometimes a percentage of the cost and more often, a combination of both. If you go in hospital, does the policy cover kennel or cattery fees. Having appreciated that most reasons for an appointment at the vet are uninsurable, what do we get for our premiums. A claim can be made as soon as any of the insured employees are diagnosed with any critical illness which is scheduled within the insurance policy. You can Google in the net to find out more on boat insurance, insurance consultants and related quotes.
The number of insurance companies offering auto insurance through the Internet has exploded over the last few years. It is then important for business owners to come up with a business plan, which can help them strategize and plan the operations of the business. A good California pet health insurance plan should cover your pet for costs incurred in treating them for major illnesses as well as other health care.
It depends on the age and breed of your animal, but you can find pet insurance premiums as low as $10-$15 per month. The varying policy costs depend on the animal and the different packages that the owner can choose. This type of dental insurance offers you the least amount of out-of-pocket costs. Just like humans cats that have an upper respiratory illness are contagious and should be kept separate from other cats. It also has a special plan for cancers treatment for pets called VPI Cancer Rider.
You can peruse the Internet for instant quotes or contact your vet for possible pet insurance options. Trying to decide if you should get insurance on your pet? If so, do you have pet insurance? If not, you may well want to read on if you want to save yourself millions of pounds So when you're on the net shopping for pet insurance, it's important to swot up on the small print. With pet accident and illness insurance you get full coverage insurance; namely, your insurance company will agree to pay for all the costs and expenses incurred as a result of your family pet having suffered any illness or accident. As the name suggests, with a pet accident insurance you are getting the basic minimum in pet insurance - accident coverage. Keep a file of all papers relating to your pet, starting with the adoption or purchase and include receipts and insurance papers to keep track of expense and ensure you claim your entitlement.
You might believe now that if veterinary treatment is too expensive you'd rather have your pet put down instead of taking out pet insurance but will you feel the same way once you've become attached? With the rising costs of pet healthcare and with the extremes that many of us would go to for our pets, pet insurance is becoming very popular with pet owners. Included in many pet insurance policies are the covering costs of advertising in your area and local newspapers for your lost pets safe return. Most pet insurance policies carry an excess which means that you have to pay a small amount towards the cost of any treatment claimed for under the policy.
When purchasing pet insurance online or requesting a quote, you will have to fill out a form that asks for standard information such as the breed of your pet, etc. That may well be the case if you don't have pet health insurance. Interestingly enough, pet health insurance has changed in the past couple of years. The best pet health care insurance companies that offer services online are pet plan.
resource:http://www.ezinesarticle.com/Article/Horse-Insurance-Specialties-And-Advice/100493
Sunday, April 27, 2008
Tips To Get the Best Deal on Pet Insurance
You love your pet and are looking to buy a Pet Insurance program to head off nasty veterinarian bills in the future.
There are a few things you should know before you start looking at Pet Insurance Policies. Certain things can affect the price of the policy you buy.
1.) Get quotes from 2-3 Pet Insurance Providers, never go with the first quote.
2.) There are different types of policies make sure you compare apples to apples.
3.) The breed of your pet can influence your Pet Insurance Premiums - some breeds are more prone to disease and illness.
4.) The age of your pet plays a roll in your Pet Insurance Premiums - the younger the pet, the better the rate you will get.
5.) Basic plans cover accidents only, not veterinary check-ups or surgeries, make sure you get a list of whats covered.
Make the best choice for your pet by getting the 2-3 quotes suggested in #1 above. You might be surprised at the difference in Pet Insurance Premiums between insurance companies.
Pet Insurance is available for Cats, Dogs, and some other types of pets. Check with the insurance company to see if they offer coverage for the type of Pet you have. You can reduce the rates of your Pet Insurance by purchasing higher deductibles and co-pay options. Sometimes this can make the coverage really affordable.
Ask the agent or broker if they can provide you with options. If you are dealing online, try changing the deductible to a higher amount and see what reduction you get on your premiums.
resource:http://www.ezinearticles.com/?Tips-To-Get-the-Best-Deal-on-Pet-Insurance&id=798778
Tuesday, April 22, 2008
Pet Health Tips
Loving your pet means caring about your pet's health. The health of your pet can depend upon its age, breed and environment.
One area of pet health that most people can relate to is arthritis. Like humans, pets can get arthritic. Arthritis is particularly common in dogs. Like people, dogs' joins are lubricated by synovial fluid, which decreases over time; joints can become rough and painful. Warmth is the simplest treatment for arthritis in pets. Heating a confined area in which they rest is one way of easing arthritis pain and improving pet health. One in three dogs may develop arthritis at some point.
As with people, a joint injury makes it more likely that arthritis will develop in that joint. However, while a human will not develop arthritis in an injured joint for at least five years, pet health statistics show that a dog may develop arthritis in as few as five weeks.
Dogs and cats can also contract arthritis from infection or tick bites. This is inflammatory arthritis, the pet health equivalent of rheumatoid arthritis in humans. Dogs that spend a lot of time outdoors in cold weather are also more prone to arthritis.
Various pet foods have been developed to promote pet health. Minerals and nutrients are used instead of medicine to treat most pet health issues, including arthritis. Nutritionally appropriate food, shelter, and a comfortable sleeping area are all conducive to pet health.
In addition to arthritis, pets are subject to various diseases carried by fleas and ticks. Many people are unaware that pets can have an allergic reaction to flea saliva. This is true of both dogs and cats, though it is rare in puppies and kittens. Treatment is by reducing exposure to fleas, using flea powders and sprays, or even injections. Flea baths have very limited protection ability, but can provide quick relief for a sensitive pet.
resource:http://www.ezinesarticle.com/Article/Pet-Health-Tips/16606
One area of pet health that most people can relate to is arthritis. Like humans, pets can get arthritic. Arthritis is particularly common in dogs. Like people, dogs' joins are lubricated by synovial fluid, which decreases over time; joints can become rough and painful. Warmth is the simplest treatment for arthritis in pets. Heating a confined area in which they rest is one way of easing arthritis pain and improving pet health. One in three dogs may develop arthritis at some point.
As with people, a joint injury makes it more likely that arthritis will develop in that joint. However, while a human will not develop arthritis in an injured joint for at least five years, pet health statistics show that a dog may develop arthritis in as few as five weeks.
Dogs and cats can also contract arthritis from infection or tick bites. This is inflammatory arthritis, the pet health equivalent of rheumatoid arthritis in humans. Dogs that spend a lot of time outdoors in cold weather are also more prone to arthritis.
Various pet foods have been developed to promote pet health. Minerals and nutrients are used instead of medicine to treat most pet health issues, including arthritis. Nutritionally appropriate food, shelter, and a comfortable sleeping area are all conducive to pet health.
In addition to arthritis, pets are subject to various diseases carried by fleas and ticks. Many people are unaware that pets can have an allergic reaction to flea saliva. This is true of both dogs and cats, though it is rare in puppies and kittens. Treatment is by reducing exposure to fleas, using flea powders and sprays, or even injections. Flea baths have very limited protection ability, but can provide quick relief for a sensitive pet.
resource:http://www.ezinesarticle.com/Article/Pet-Health-Tips/16606
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