Pet Insurance offers coverage of your pet's medical expenses. You can purchase pet insurance from a veterinarian or from an insurance company. Though pet insurance is a debatable point as many people take it differently it rescues from financial burden by taking care of your pet's medical expenses when it undergoes any treatment for accidents and illness. Sometimes, pet insurance covers vaccinations and preventive medications also.
Pet insurance is beneficial as medical care for pet is very expensive on occasions like when it falls ill or when an accident occurs. It is a necessary provision for all pets and typically this insurance covers medical expenses for animals like cats and dogs. There are some insurance companies that provide insurance for pets of exotic species also.
Depending on the insurance cost the level of pet insurance coverage varies. There are various pet insurance plans available in the insurance markets that are affordable. The basic coverage starts for a month between $10 and $15 per month and for wider coverage, a higher pet insurance plan can be chosen. Similar to other insurances, pet insurance also looks for pet's eligibility conditions like the fitness of the pet and its age. A pet insurance is generally meant for young pets and is not offered for older pets. But if you want to avail pet insurance of aged pets the insurance costs will be significantly higher. There are insurance companies that don't offer pet insurance for dogs which are more than 9 years old.
The pet insurance policy and insurance plan description will provide you all the details of where and how claims can be met. Pet insurance providers have databases in order to avoid false claims and to ensure that only the insured pet is claiming the insurance amount for treatment. A veterinarian provides identification for preventing false claims. Some pet insurance providers offer discount for insuring more than one pet and provide affordable insurance for pets.
Depending on your pets' health and age, the insurance coverage varies. When your pet is lost due to theft or your pet is dead, the pet insurance provides you a new pet as replacement. But the main benefit for pet owners is the medical cover provided in various forms by the insurance companies.
Before opting for a pet insurance, you should read all the terms and conditions specified by the insurance providers. But the pet insurance procedure totally depends on your pet's health condition. For finding the best insurance policy for your pet you can search through the web for pet insurance policies and covers. Online pet insurance provides you an opportunity to identify different insurance companies along with their rates. This service enables you do a detailed comparison of various pet insurances and decide on the best insurance deal that's suitable for your pet.
With the technological advancement available in health care, the level of diagnostics provided for animals is also high and therefore is not affordable for all. Unfortunately the health care programs of the government are also not available for pets. Pet insurance bears your vacation cancellation expenses if your pet is not well for specific reasons and if there is a treatment necessary for your pet, the insurance covers your overseas travel cost. A pet insurance policy as a gift for your pet proves your love and care for your pet, as it really deserves it.
source:http://www.articlesbase.com/pets-articles/why-you-should-go-for-a-pet-insurance-330522.html
Monday, July 14, 2008
Tuesday, July 8, 2008
Pet Insurance Guide - Pet Insurance is Vital for Your Pets
Pet insurance covers all veterinary costs in case your pet is ill or needs some care. Several insurance policies also pay a sum of money if your pet dies, lost or stolen. Insurance companies offer complete dog and cat insurance coverage at very competitive rates. Generally pet insurance policy pays for unexpected illness, accidents, injuries, or some other emergencies viz. doctor visits, prescriptions, x-rays, lab fees or diagnostic tests etc.
Pet insurance is an easy way to cover all unexpected expenses of your pet. The pet owner will have to pay some amount against any claim. Pet insurance doesn’t pay for preventive veterinary care or elective veterinary care. Usually pet insurance is available for cats and dogs only but sometimes some special insurance is available for horses also. In developed countries all pet owners cut their pets’ expenses with the help of pet insurance.
Details of each and every pet insurance policy are different and policy coverage is also dissimilar from policy to policy. There are three main categories of pet insurance policies out of them first covers each condition or event, second offers highest value on total annual payments whereas the category is the cheapest that gives limited payment for some specific condition and it ends after one year of the treatment.
Cost of each policy plan is different and you can select the best as per your pets’ requirements. Best time to have a pet insurance policy is when your pet is little. You may also insure your pet in the age of 8 weeks but it is very difficult to get maximum coverage after middle age. Getting a new insurance policy in the middle age of your pet is very much expensive because at that time you’ll not be able to claim for existing health treatments.
Internet offers a quick as well as an easy way to shop for a pet insurance policy. It also helps in reducing the premiums. Not only pet insurance it also offers insurance for your car, home or life.
source:http://www.ezinearticles.com/?Pet-Insurance-Guide---Pet-Insurance-is-Vital-for-Your-Pets&id=136402
Pet insurance is an easy way to cover all unexpected expenses of your pet. The pet owner will have to pay some amount against any claim. Pet insurance doesn’t pay for preventive veterinary care or elective veterinary care. Usually pet insurance is available for cats and dogs only but sometimes some special insurance is available for horses also. In developed countries all pet owners cut their pets’ expenses with the help of pet insurance.
Details of each and every pet insurance policy are different and policy coverage is also dissimilar from policy to policy. There are three main categories of pet insurance policies out of them first covers each condition or event, second offers highest value on total annual payments whereas the category is the cheapest that gives limited payment for some specific condition and it ends after one year of the treatment.
Cost of each policy plan is different and you can select the best as per your pets’ requirements. Best time to have a pet insurance policy is when your pet is little. You may also insure your pet in the age of 8 weeks but it is very difficult to get maximum coverage after middle age. Getting a new insurance policy in the middle age of your pet is very much expensive because at that time you’ll not be able to claim for existing health treatments.
Internet offers a quick as well as an easy way to shop for a pet insurance policy. It also helps in reducing the premiums. Not only pet insurance it also offers insurance for your car, home or life.
source:http://www.ezinearticles.com/?Pet-Insurance-Guide---Pet-Insurance-is-Vital-for-Your-Pets&id=136402
Monday, June 30, 2008
Insuring Your Pet
Pet Insurance provides coverage for medical expenses for your pets. You could purchase pet insurance from an insurance company or directly from a veterinarian. Since medical care can be very expensive in the event of an accident or illness, pet insurance can be a beneficial and necessary provision. Typically, pet insurance covers animals like dogs and cats. Some companies also offer coverage for other types of pets including some exotic species.
The risks covered by pet insurance include accident related injuries along with illness care. Pet insurance policies offer various levels of coverage depending on the cost. The deductible amounts of the bill to be paid by the pet insurance differ according to the coverage you choose. There are several affordable pet insurance plans available in the market today. While basic coverage starts at $10 to $15 a month, higher cost plans are also available for a wider coverage. The insurance policy typically covers pets of a young age; they may not cover pets of they are older than a specified age or if they do, the costs can be significantly higher.
The policy and plan description will tell you how and where to make the claim for your pet. Veterinarians provide identification and pet insurance companies maintain databases to help prevent false claims as well as to ensure that the pet insured under the policy is the same one being treated. Some insurance companies that provide pet insurance have discounts for insuring more than one pet and offer affordable pet insurance.
source:http://www.ezinearticles.com/?Insuring-Your-Pet&id=725095
Wednesday, June 18, 2008
UK Pet Owners Advised To Take Out Pet Insurance This Summer
UK pet owners planning to take their pets away with them this summer are advised to purchase pet insurance with pet travel insurance included - as the popularity of taking pets abroad rises.
This means not only planning ahead to get a pet travel passport but to remember to purchase the right pet insurance with travel cover. The advice from online pet magazine K9 includes the tip to check with your travel operator about the transit of pets abroad before you travel for safety.
Covering pets abroad is becoming both more popular and also more of a necessity as more pet owners take their pets abroad with them when they travel across Europe. Pet owners are also advised to allow their pets time to acclimatise to both the surroundings and the food when they take them abroad - and taking their favourite food with you is often the best way to do this to help them familiarise themselves with the foreign surroundings.
K9 Magazine advises: "Preparation is key when travelling abroad with a pet - leave at least six months to get your pet passport organised, and of course double check your pet is allowed into your destination country.
"Your first port of call should be the vet so your pet can be micro-chipped and vaccinated against rabies."
Many pet insurers, such as Virgin pet insurance, now include the option to take pet travel cover for such situations. Virgin pet insurance includes up to £300 emergency expenses abroad and £1500 quarantine cover.
source:http://ezinearticles.com/?UK-Pet-Owners-Advised-To-Take-Out-Pet-Insurance-This-Summer&id=634567
Tuesday, April 29, 2008
Horse Insurance Specialties And Advice
Some pet insurance plans will pay up to 80% of your vet bill after you have reached the $100 deductible. If that pet becomes ill or suffers an injury, most owners will do anything to ensure their beloved pet gets the treatment it needs. A whole life policy will pay out the agreed amount no matter when you die, and it will also increase in value over time.
In the case of the insured person dying after the policy expires, however, no benefit is paid. Pet Health is affiliated with Pet Care Products. Still, few plans will not offer coverage to pets that inherit a disease after the plan is active.
The plans will also supply details of exclusions and restrictions. animals are a good example, and the high demand for animal insurance among animal owners is no surprise, as they are commonly exposed to potential dangers.
Pet care is a $35 billion industry, and although there are no clear figures, pet supplies/accessories is a billion dollar industry. Sometimes the excess will be a set sum, sometimes a percentage of the cost and more often, a combination of both. If you go in hospital, does the policy cover kennel or cattery fees. Having appreciated that most reasons for an appointment at the vet are uninsurable, what do we get for our premiums. A claim can be made as soon as any of the insured employees are diagnosed with any critical illness which is scheduled within the insurance policy. You can Google in the net to find out more on boat insurance, insurance consultants and related quotes.
The number of insurance companies offering auto insurance through the Internet has exploded over the last few years. It is then important for business owners to come up with a business plan, which can help them strategize and plan the operations of the business. A good California pet health insurance plan should cover your pet for costs incurred in treating them for major illnesses as well as other health care.
It depends on the age and breed of your animal, but you can find pet insurance premiums as low as $10-$15 per month. The varying policy costs depend on the animal and the different packages that the owner can choose. This type of dental insurance offers you the least amount of out-of-pocket costs. Just like humans cats that have an upper respiratory illness are contagious and should be kept separate from other cats. It also has a special plan for cancers treatment for pets called VPI Cancer Rider.
You can peruse the Internet for instant quotes or contact your vet for possible pet insurance options. Trying to decide if you should get insurance on your pet? If so, do you have pet insurance? If not, you may well want to read on if you want to save yourself millions of pounds So when you're on the net shopping for pet insurance, it's important to swot up on the small print. With pet accident and illness insurance you get full coverage insurance; namely, your insurance company will agree to pay for all the costs and expenses incurred as a result of your family pet having suffered any illness or accident. As the name suggests, with a pet accident insurance you are getting the basic minimum in pet insurance - accident coverage. Keep a file of all papers relating to your pet, starting with the adoption or purchase and include receipts and insurance papers to keep track of expense and ensure you claim your entitlement.
You might believe now that if veterinary treatment is too expensive you'd rather have your pet put down instead of taking out pet insurance but will you feel the same way once you've become attached? With the rising costs of pet healthcare and with the extremes that many of us would go to for our pets, pet insurance is becoming very popular with pet owners. Included in many pet insurance policies are the covering costs of advertising in your area and local newspapers for your lost pets safe return. Most pet insurance policies carry an excess which means that you have to pay a small amount towards the cost of any treatment claimed for under the policy.
When purchasing pet insurance online or requesting a quote, you will have to fill out a form that asks for standard information such as the breed of your pet, etc. That may well be the case if you don't have pet health insurance. Interestingly enough, pet health insurance has changed in the past couple of years. The best pet health care insurance companies that offer services online are pet plan.
resource:http://www.ezinesarticle.com/Article/Horse-Insurance-Specialties-And-Advice/100493
In the case of the insured person dying after the policy expires, however, no benefit is paid. Pet Health is affiliated with Pet Care Products. Still, few plans will not offer coverage to pets that inherit a disease after the plan is active.
The plans will also supply details of exclusions and restrictions. animals are a good example, and the high demand for animal insurance among animal owners is no surprise, as they are commonly exposed to potential dangers.
Pet care is a $35 billion industry, and although there are no clear figures, pet supplies/accessories is a billion dollar industry. Sometimes the excess will be a set sum, sometimes a percentage of the cost and more often, a combination of both. If you go in hospital, does the policy cover kennel or cattery fees. Having appreciated that most reasons for an appointment at the vet are uninsurable, what do we get for our premiums. A claim can be made as soon as any of the insured employees are diagnosed with any critical illness which is scheduled within the insurance policy. You can Google in the net to find out more on boat insurance, insurance consultants and related quotes.
The number of insurance companies offering auto insurance through the Internet has exploded over the last few years. It is then important for business owners to come up with a business plan, which can help them strategize and plan the operations of the business. A good California pet health insurance plan should cover your pet for costs incurred in treating them for major illnesses as well as other health care.
It depends on the age and breed of your animal, but you can find pet insurance premiums as low as $10-$15 per month. The varying policy costs depend on the animal and the different packages that the owner can choose. This type of dental insurance offers you the least amount of out-of-pocket costs. Just like humans cats that have an upper respiratory illness are contagious and should be kept separate from other cats. It also has a special plan for cancers treatment for pets called VPI Cancer Rider.
You can peruse the Internet for instant quotes or contact your vet for possible pet insurance options. Trying to decide if you should get insurance on your pet? If so, do you have pet insurance? If not, you may well want to read on if you want to save yourself millions of pounds So when you're on the net shopping for pet insurance, it's important to swot up on the small print. With pet accident and illness insurance you get full coverage insurance; namely, your insurance company will agree to pay for all the costs and expenses incurred as a result of your family pet having suffered any illness or accident. As the name suggests, with a pet accident insurance you are getting the basic minimum in pet insurance - accident coverage. Keep a file of all papers relating to your pet, starting with the adoption or purchase and include receipts and insurance papers to keep track of expense and ensure you claim your entitlement.
You might believe now that if veterinary treatment is too expensive you'd rather have your pet put down instead of taking out pet insurance but will you feel the same way once you've become attached? With the rising costs of pet healthcare and with the extremes that many of us would go to for our pets, pet insurance is becoming very popular with pet owners. Included in many pet insurance policies are the covering costs of advertising in your area and local newspapers for your lost pets safe return. Most pet insurance policies carry an excess which means that you have to pay a small amount towards the cost of any treatment claimed for under the policy.
When purchasing pet insurance online or requesting a quote, you will have to fill out a form that asks for standard information such as the breed of your pet, etc. That may well be the case if you don't have pet health insurance. Interestingly enough, pet health insurance has changed in the past couple of years. The best pet health care insurance companies that offer services online are pet plan.
resource:http://www.ezinesarticle.com/Article/Horse-Insurance-Specialties-And-Advice/100493
Sunday, April 27, 2008
Tips To Get the Best Deal on Pet Insurance
You love your pet and are looking to buy a Pet Insurance program to head off nasty veterinarian bills in the future.
There are a few things you should know before you start looking at Pet Insurance Policies. Certain things can affect the price of the policy you buy.
1.) Get quotes from 2-3 Pet Insurance Providers, never go with the first quote.
2.) There are different types of policies make sure you compare apples to apples.
3.) The breed of your pet can influence your Pet Insurance Premiums - some breeds are more prone to disease and illness.
4.) The age of your pet plays a roll in your Pet Insurance Premiums - the younger the pet, the better the rate you will get.
5.) Basic plans cover accidents only, not veterinary check-ups or surgeries, make sure you get a list of whats covered.
Make the best choice for your pet by getting the 2-3 quotes suggested in #1 above. You might be surprised at the difference in Pet Insurance Premiums between insurance companies.
Pet Insurance is available for Cats, Dogs, and some other types of pets. Check with the insurance company to see if they offer coverage for the type of Pet you have. You can reduce the rates of your Pet Insurance by purchasing higher deductibles and co-pay options. Sometimes this can make the coverage really affordable.
Ask the agent or broker if they can provide you with options. If you are dealing online, try changing the deductible to a higher amount and see what reduction you get on your premiums.
resource:http://www.ezinearticles.com/?Tips-To-Get-the-Best-Deal-on-Pet-Insurance&id=798778
Tuesday, April 22, 2008
Pet Health Tips
Loving your pet means caring about your pet's health. The health of your pet can depend upon its age, breed and environment.
One area of pet health that most people can relate to is arthritis. Like humans, pets can get arthritic. Arthritis is particularly common in dogs. Like people, dogs' joins are lubricated by synovial fluid, which decreases over time; joints can become rough and painful. Warmth is the simplest treatment for arthritis in pets. Heating a confined area in which they rest is one way of easing arthritis pain and improving pet health. One in three dogs may develop arthritis at some point.
As with people, a joint injury makes it more likely that arthritis will develop in that joint. However, while a human will not develop arthritis in an injured joint for at least five years, pet health statistics show that a dog may develop arthritis in as few as five weeks.
Dogs and cats can also contract arthritis from infection or tick bites. This is inflammatory arthritis, the pet health equivalent of rheumatoid arthritis in humans. Dogs that spend a lot of time outdoors in cold weather are also more prone to arthritis.
Various pet foods have been developed to promote pet health. Minerals and nutrients are used instead of medicine to treat most pet health issues, including arthritis. Nutritionally appropriate food, shelter, and a comfortable sleeping area are all conducive to pet health.
In addition to arthritis, pets are subject to various diseases carried by fleas and ticks. Many people are unaware that pets can have an allergic reaction to flea saliva. This is true of both dogs and cats, though it is rare in puppies and kittens. Treatment is by reducing exposure to fleas, using flea powders and sprays, or even injections. Flea baths have very limited protection ability, but can provide quick relief for a sensitive pet.
resource:http://www.ezinesarticle.com/Article/Pet-Health-Tips/16606
One area of pet health that most people can relate to is arthritis. Like humans, pets can get arthritic. Arthritis is particularly common in dogs. Like people, dogs' joins are lubricated by synovial fluid, which decreases over time; joints can become rough and painful. Warmth is the simplest treatment for arthritis in pets. Heating a confined area in which they rest is one way of easing arthritis pain and improving pet health. One in three dogs may develop arthritis at some point.
As with people, a joint injury makes it more likely that arthritis will develop in that joint. However, while a human will not develop arthritis in an injured joint for at least five years, pet health statistics show that a dog may develop arthritis in as few as five weeks.
Dogs and cats can also contract arthritis from infection or tick bites. This is inflammatory arthritis, the pet health equivalent of rheumatoid arthritis in humans. Dogs that spend a lot of time outdoors in cold weather are also more prone to arthritis.
Various pet foods have been developed to promote pet health. Minerals and nutrients are used instead of medicine to treat most pet health issues, including arthritis. Nutritionally appropriate food, shelter, and a comfortable sleeping area are all conducive to pet health.
In addition to arthritis, pets are subject to various diseases carried by fleas and ticks. Many people are unaware that pets can have an allergic reaction to flea saliva. This is true of both dogs and cats, though it is rare in puppies and kittens. Treatment is by reducing exposure to fleas, using flea powders and sprays, or even injections. Flea baths have very limited protection ability, but can provide quick relief for a sensitive pet.
resource:http://www.ezinesarticle.com/Article/Pet-Health-Tips/16606
Thursday, April 17, 2008
Info On Insurance For Pets
With veterinary care cost sky rocketing, you and your pet may benefit from an Insurance for pets but because Pet insurance is a relatively new concept which started in approximately 1976, when the first pet insurance company opened its doors. Now over thirty years later, there are ads for pet insurance practically everywhere you turn so How do you pick the Insurance for pets that’s going to do the job for you.
Well the answer is Shop around don’t think of selecting a Insurance for pets as a chore think of it as a new shopping experience and remember the correct decision can help you save a fortune in pet health cost. So take your shopping and research skills and apply them to pet insurance.
Things that are important
1: Choosing your own vet
2: Can you afford it
3: Does the policy cover for the life of the pet
4: Any extras
The important thing to remember is research / research / research an important starting area is The Better Business Bureau to see if there are any that get lots of complaints ,see what if the vet recommends any companies , check out pet magazines for articles that pertain to pet insurance because some do comparisons between pet insurance companies, sometime there are forums for pet insurance and members are all too happy to voice an honest opinion. Ask pet breeders if they recommend any particular companies. Another least used way of finding the low down on pet insurance is to ask health funds and general insurance companies then you will quickly find a recommended company.
Some important things you need to think about is the situations you will be putting your pet in like pet shows, which will mean you need a different Insurance for pets than a family pet that never leaves your yard. Another important thing is damage caused by pets , if you have a gold fish this may not be a problem but well a horse , see where I’M going remember Under law, you are responsible for any damage done to property by your pet so you should possibly think about pet liability insurance . Another insurance is , one where the right insurance company will pay to help find your pet should they ever disappear on you.
With all the insurances there is a bewildering array of choices and with out using some comprehensive research from the above mentioned sources add a little internet , google search ( don’t forget Yahoo) and weed through the mountains of choices to find the right company for you. An easy way will be to firstly make sure the site is of reasonable quality has a reputable transaction processor and has plenty of important information to help you make the right pet insurance choices.
So the very least , Insurance for pets would be a couple of dollars month as an emergency vet bill fund to help you sort out those unexpected emergencies as they always happen at the worst possible time. And what better way to put yourself at rest then to have a back up plan because it is a safe bet that pet accidents will happen at the worst financial time.
resource:http://www.ezinesarticle.com/Article/Info-On-Insurance-For-Pets/121310
Well the answer is Shop around don’t think of selecting a Insurance for pets as a chore think of it as a new shopping experience and remember the correct decision can help you save a fortune in pet health cost. So take your shopping and research skills and apply them to pet insurance.
Things that are important
1: Choosing your own vet
2: Can you afford it
3: Does the policy cover for the life of the pet
4: Any extras
The important thing to remember is research / research / research an important starting area is The Better Business Bureau to see if there are any that get lots of complaints ,see what if the vet recommends any companies , check out pet magazines for articles that pertain to pet insurance because some do comparisons between pet insurance companies, sometime there are forums for pet insurance and members are all too happy to voice an honest opinion. Ask pet breeders if they recommend any particular companies. Another least used way of finding the low down on pet insurance is to ask health funds and general insurance companies then you will quickly find a recommended company.
Some important things you need to think about is the situations you will be putting your pet in like pet shows, which will mean you need a different Insurance for pets than a family pet that never leaves your yard. Another important thing is damage caused by pets , if you have a gold fish this may not be a problem but well a horse , see where I’M going remember Under law, you are responsible for any damage done to property by your pet so you should possibly think about pet liability insurance . Another insurance is , one where the right insurance company will pay to help find your pet should they ever disappear on you.
With all the insurances there is a bewildering array of choices and with out using some comprehensive research from the above mentioned sources add a little internet , google search ( don’t forget Yahoo) and weed through the mountains of choices to find the right company for you. An easy way will be to firstly make sure the site is of reasonable quality has a reputable transaction processor and has plenty of important information to help you make the right pet insurance choices.
So the very least , Insurance for pets would be a couple of dollars month as an emergency vet bill fund to help you sort out those unexpected emergencies as they always happen at the worst possible time. And what better way to put yourself at rest then to have a back up plan because it is a safe bet that pet accidents will happen at the worst financial time.
resource:http://www.ezinesarticle.com/Article/Info-On-Insurance-For-Pets/121310
Monday, March 31, 2008
Is Pet Health Insurance an Option?
Most pet owners aren’t aware that health insurance for their loved animals has been available for about 15 years now. However, both the availability and restrictions on most plans have made this type of health insurance out of reach for most pet owners.
Interestingly enough, pet health insurance has changed in the past couple of years. Now, animal owners are able to afford medical procedures previously prohibitive because of the cost. But many skeptics are concerned that health insurance for pets will see an increase in the red tape us humans already encounter every day.
Animal medicine is one of the few health care services that isn’t financially dependent on health insurance. Medical, dental, surgical and pharmaceuticals are all pretty much covered by health insurance in humans, but veterinary patients are responsible for all of that, themselves. Or, at least their owners are.
Health insurance for pets is very similar to insurance for humans. The same fees, deductibles, coverage rates and plans are all in place, with different plans based on the age, species, and general health of your pet.
Most health insurance policies for animals start around the 6-8 week range, but when the policies end depend on a variety of factors, mostly decided by the health insurance company. Some have age limits, and some don’t.
And just like with humans, some health insurance companies will only accept your pet on their plan if they are healthy; others will accept them only if they have had a stable condition for more than six months in a row.
Currently, deductibles stand around $100 for pet health insurance. Policy costs vary as much as human health insurance does, unfortunately. Some depend on what types and kind of coverage is desired, and yet others are just blanket coverage catch-alls. Some may only cover accidents and illnesses. And more pets usually means a reduced health insurance rate for subsequent animals.
But what if you decide that an health insurance policy is not right for you, and your pet? There are other options, of course!
First, discuss your situation with your Veterinarian. Some animal hospitals offer packages that aren’t quite health insurance, but can offer a rate deal of some sorts on more mundane medical procedures (spaying/neutering, vaccinations, etc.), or packages for your aging animal.
Secondly, research plans that offer discounts on animal health services. Pet Assure is one of these companies, but there are a myriad of not-for-profits that may offer this as a side benefit when you join. Or, these same animal not-for-profits may offer financial assistance for pet owners whose health costs are beyond their means – a sort of emergency fund, if you will.
All in all, it depends on you, and your pet(s), whether or not pet health insurance is the right choice. Hopefully, with the help of this article, your choice will be an informed one.
resource:www.articlesnatch.com
Interestingly enough, pet health insurance has changed in the past couple of years. Now, animal owners are able to afford medical procedures previously prohibitive because of the cost. But many skeptics are concerned that health insurance for pets will see an increase in the red tape us humans already encounter every day.
Animal medicine is one of the few health care services that isn’t financially dependent on health insurance. Medical, dental, surgical and pharmaceuticals are all pretty much covered by health insurance in humans, but veterinary patients are responsible for all of that, themselves. Or, at least their owners are.
Health insurance for pets is very similar to insurance for humans. The same fees, deductibles, coverage rates and plans are all in place, with different plans based on the age, species, and general health of your pet.
Most health insurance policies for animals start around the 6-8 week range, but when the policies end depend on a variety of factors, mostly decided by the health insurance company. Some have age limits, and some don’t.
And just like with humans, some health insurance companies will only accept your pet on their plan if they are healthy; others will accept them only if they have had a stable condition for more than six months in a row.
Currently, deductibles stand around $100 for pet health insurance. Policy costs vary as much as human health insurance does, unfortunately. Some depend on what types and kind of coverage is desired, and yet others are just blanket coverage catch-alls. Some may only cover accidents and illnesses. And more pets usually means a reduced health insurance rate for subsequent animals.
But what if you decide that an health insurance policy is not right for you, and your pet? There are other options, of course!
First, discuss your situation with your Veterinarian. Some animal hospitals offer packages that aren’t quite health insurance, but can offer a rate deal of some sorts on more mundane medical procedures (spaying/neutering, vaccinations, etc.), or packages for your aging animal.
Secondly, research plans that offer discounts on animal health services. Pet Assure is one of these companies, but there are a myriad of not-for-profits that may offer this as a side benefit when you join. Or, these same animal not-for-profits may offer financial assistance for pet owners whose health costs are beyond their means – a sort of emergency fund, if you will.
All in all, it depends on you, and your pet(s), whether or not pet health insurance is the right choice. Hopefully, with the help of this article, your choice will be an informed one.
resource:www.articlesnatch.com
Monday, March 24, 2008
Five Main Advantages To Get Pet Insurance
Every one wish their pet must keep healthy like their kids that’s why they take extra care and also protection for your pet. In USA most of the household have pet of their choice. Looking to this fact there are several insurance company offer different insurance policies to protect your loving pet. There are five good advantages to get coverage for your insurance.
1. Pet is like your family members so you also want to keep your pet healthy every time but in case any unforeseen circumstances if your pet get injured or seek you must have to get the treatment immediately. It is going to be extra burden for your define budget. Looking to this fact it is essential to get the insurance coverage for your pet.
2. Some insurance policy covers not only cover emergency treatment but also cover everyday care like vaccinations and normal operation such as sterilization and removing ovaries. The claim process will be the same your veterinary practitioner gives veterinary bill paid by the client and the client need to give it to the insurance company for reimburses.
3. Under the HMO policy, the veterinarian submits the document on behalf of you. You need not to bother about the payment to your veterinarian. It is one of the most famous policies amongst pet owners in USA.
4. Taking pet insurance is a wise step because it is comparatively very cheap depends on age and other condition of your pet premium is maximum $500 per annum. If you don’t have pet insurance your spending on vet fees must be more than the $500 per annum. It is IDEAL to have pet insurance.
5. The proper insurance coverage will save the life of dog or cat because every year 3 to 4 million dogs and cats went to painless death in the United States because of not getting proper treatment on time.
The pet insurance is one of the important for those who have passion to have a pet. You must have to take care of your pet like your child. It is MOST ESSENTIAL to protect against endanger diseases.
resource:www.free-articles-zone.com
1. Pet is like your family members so you also want to keep your pet healthy every time but in case any unforeseen circumstances if your pet get injured or seek you must have to get the treatment immediately. It is going to be extra burden for your define budget. Looking to this fact it is essential to get the insurance coverage for your pet.
2. Some insurance policy covers not only cover emergency treatment but also cover everyday care like vaccinations and normal operation such as sterilization and removing ovaries. The claim process will be the same your veterinary practitioner gives veterinary bill paid by the client and the client need to give it to the insurance company for reimburses.
3. Under the HMO policy, the veterinarian submits the document on behalf of you. You need not to bother about the payment to your veterinarian. It is one of the most famous policies amongst pet owners in USA.
4. Taking pet insurance is a wise step because it is comparatively very cheap depends on age and other condition of your pet premium is maximum $500 per annum. If you don’t have pet insurance your spending on vet fees must be more than the $500 per annum. It is IDEAL to have pet insurance.
5. The proper insurance coverage will save the life of dog or cat because every year 3 to 4 million dogs and cats went to painless death in the United States because of not getting proper treatment on time.
The pet insurance is one of the important for those who have passion to have a pet. You must have to take care of your pet like your child. It is MOST ESSENTIAL to protect against endanger diseases.
resource:www.free-articles-zone.com
Saturday, March 15, 2008
Why You Need Pet Health Insurance For Your Cat
I have four cats and I am also an animal lover in general so I am always astonished at people's attitudes when it comes to pet health insurance for cats or any other animals. If you own cats then pet health insurance for cats is something you should seriously consider as cats, even indoor cats, are just as prone to health issues as dogs and in many cases cats may be more prone than dogs.
If you have multiple cats, which many people that own cats do, then pet health insurance for cats makes even more sense because when something affects one of your cats there is a good chance it will wind affecting all of them and if you have four like I do then that can get very expensive. So if you own cats then do yourself a favor and get some pet health insurance for cats.
When you talk to the average pet owner you get different responses when you just mention something as important as regular veterinary check ups. People will say things like "Well if there is nothing wrong with my pet then I usually don't bother taking them to the vet" or some such nonsense. People that own pets with that sort of attitude should have their pets taken away and given to pet owners with common sense.
Pets, especially cats, have an incredibly high threshold for pain and suffering. A cat will suffer right before your eyes and you may never even know it. A cat could be suffering for years with an ailment and if you don't take it to regular vet appointments you may never know your cat is suffering. Pet health insurance for cats can help you be a better cat owner by not only making sure you get your cat to regular appointments because they are covered by the pet health insurance for cats but you can now afford any procedures and medications your cat may need because you pay that small fee per month for coverage.
Love 'Em Or Hate 'Em The World Has Lots Of Cats
Being a cat lover I could never understand people that hate cats and even like to torture and abuse cats. If you ever see a cat in that situation do the humane thing and rescue it and then do the decent thing and punch the offending human in the face. But you never know what will happen to your cat as it wanders the world in the case of an outdoor cat or as it wanders your house in the case of an indoor cat. Whatever may happen you are ready to care for your cat if you have pet health insurance for cats. No matter what comes up you will be prepared as any good pet owner should be.
resource: www.ezinearticles.com
Wednesday, March 5, 2008
Pet Insurance - The Affordable Way To Save Your Dog's Life
When you are looking for a low cost pet insurance online, you are probably OVERWHELMED by all of the ads and claims made. You are probably not thinking of looking into a top pet insurance. Or maybe you are?
Depending on the coverage you KNOW you need, affordable pet health insurance could be the answer! Insurance for dogs isn't as intimidating once you've found a cheap plan you can count on to cover all of your pet's needs. And of course, you just never know when there will be an accident, and because of high cost Vet bills, you are forced to make a decision that you don't want to. Just imagine when something happens, and the procedure to save your pet's life is more expensive than you are able to do. Please don't be in such a situation.
Did you know that you can have a basic dog medical insurance, for as low as.... $10.95 a month? That's good news! But what does this basic plan cover?
Quick Care's basic plan covers up to $2,000 in accidental ingested items that need removal, up to $2,000 for medical treatment of injuries from any motor vehicle accident. up to $2,000 for bone fractures NOT caused by a motor vehicle accident.. up to $1,500 for the treatment of poison ingestion... Up to $500 for accidental lacerations, such as cut pads, or a bite from another animal, or abscess. Up to $500 coverage for any accidental burns.. up to $500 coverage for the treatment of allergic reaction to insects' bites or stings.
Also, if there is an accidental death of your insured dog, the original purchase price will be reimbursed to you, but only up to $500.
Hey, that’s just the starting plan. $10.95 is pretty affordable for all you see here, isnt it? There are plans that cover a lot more than this, if you want to be more prepared in the case of a medical emergency.
Resource: www.ezinearticles.com
Depending on the coverage you KNOW you need, affordable pet health insurance could be the answer! Insurance for dogs isn't as intimidating once you've found a cheap plan you can count on to cover all of your pet's needs. And of course, you just never know when there will be an accident, and because of high cost Vet bills, you are forced to make a decision that you don't want to. Just imagine when something happens, and the procedure to save your pet's life is more expensive than you are able to do. Please don't be in such a situation.
Did you know that you can have a basic dog medical insurance, for as low as.... $10.95 a month? That's good news! But what does this basic plan cover?
Quick Care's basic plan covers up to $2,000 in accidental ingested items that need removal, up to $2,000 for medical treatment of injuries from any motor vehicle accident. up to $2,000 for bone fractures NOT caused by a motor vehicle accident.. up to $1,500 for the treatment of poison ingestion... Up to $500 for accidental lacerations, such as cut pads, or a bite from another animal, or abscess. Up to $500 coverage for any accidental burns.. up to $500 coverage for the treatment of allergic reaction to insects' bites or stings.
Also, if there is an accidental death of your insured dog, the original purchase price will be reimbursed to you, but only up to $500.
Hey, that’s just the starting plan. $10.95 is pretty affordable for all you see here, isnt it? There are plans that cover a lot more than this, if you want to be more prepared in the case of a medical emergency.
Resource: www.ezinearticles.com
Thursday, February 28, 2008
10 Reasons Why Pet Insurance Is A Must
Pets today need insurance as the cost of medical treatments are very high and in breeding and other problems have made pets more susceptible to diseases and other problems. Pet insurance can cost anywhere between USD 2000-6000 over the life of a pet and the amount of premium to be paid would depend on many variables like breed, age, and more.
Pet insurance can be bought online or offline from leaders like: Pet care Insurance Companies; Veterinary Pet Insurance Company; Pets Best Insurance; and Vet Insurance. The best way to insure a pet is to ask your vet for advice. Pet insurance at affordable rates can be purchased online from websites devoted to pet insurance and pet care. The premium to be paid depends on age of pet, general health of pet, breed of pet, potential risks for susceptible diseases and so on.
Before investing in insurance you must do your homework and find out all you can about polices, how to keep premiums low, and how to buy the best pet insurance at the most affordable rate. The internet is a knowledge highway and has great information on pets, insurance options, and more. Make the effort to educate yourself.
Medical treatment can cost thousands of dollars. And treatments for hip diseases, cancers, kidney failure and more can cost between USD 1000- 5000. In case of disease or accidents pets can be treated and nursed back to health instead of “put down.”
Here are a few reasons why pet insurance is to be considered:
1. A pet is a family member and death due to accident or illness can upset children. Insurance coverage could save the life of the pet.
2. Pet insurance gives peace of mind and owners can stop worrying about unpaid bills or pets crossing roads.
3. Pet insurance ensures longer life spans of pets.
4. Insurance offers preventive health care, which means diseases can be detected in pets at early stages when treatments can offer cures.
5. Pet insurance covers expensive diagnostics and hospitalization expenses for pets.
6. Pet insurance can save the life of the pet as it covers treatments like radiation therapy and kidney replacements.
7. Pet insurance releases the burden of having to pay when the family is going through lean times such as being “laid off” or having a personal illness to deal with.
8. Pet insurance can help you get a deductible which is cost saving and the insurance will protect the pet.
9. Pet insurance offers regular health checks, shots, elective and non elective surgeries, and sometimes extended stays at a pet boarding house.
10. In general pet insurance can cost as little as USD 20-40 a month and this brings good health and cheer to the pet, very much a family member.
Pet insurance could save the life of a dear one without straining your wallet.
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