Monday, June 30, 2008

Insuring Your Pet

Pet Insurance provides coverage for medical expenses for your pets. You could purchase pet insurance from an insurance company or directly from a veterinarian. Since medical care can be very expensive in the event of an accident or illness, pet insurance can be a beneficial and necessary provision. Typically, pet insurance covers animals like dogs and cats. Some companies also offer coverage for other types of pets including some exotic species.

The risks covered by pet insurance include accident related injuries along with illness care. Pet insurance policies offer various levels of coverage depending on the cost. The deductible amounts of the bill to be paid by the pet insurance differ according to the coverage you choose. There are several affordable pet insurance plans available in the market today. While basic coverage starts at $10 to $15 a month, higher cost plans are also available for a wider coverage. The insurance policy typically covers pets of a young age; they may not cover pets of they are older than a specified age or if they do, the costs can be significantly higher.

The policy and plan description will tell you how and where to make the claim for your pet. Veterinarians provide identification and pet insurance companies maintain databases to help prevent false claims as well as to ensure that the pet insured under the policy is the same one being treated. Some insurance companies that provide pet insurance have discounts for insuring more than one pet and offer affordable pet insurance.

source:http://www.ezinearticles.com/?Insuring-Your-Pet&id=725095

Wednesday, June 18, 2008

UK Pet Owners Advised To Take Out Pet Insurance This Summer

UK pet owners planning to take their pets away with them this summer are advised to purchase pet insurance with pet travel insurance included - as the popularity of taking pets abroad rises.

This means not only planning ahead to get a pet travel passport but to remember to purchase the right pet insurance with travel cover. The advice from online pet magazine K9 includes the tip to check with your travel operator about the transit of pets abroad before you travel for safety.

Covering pets abroad is becoming both more popular and also more of a necessity as more pet owners take their pets abroad with them when they travel across Europe. Pet owners are also advised to allow their pets time to acclimatise to both the surroundings and the food when they take them abroad - and taking their favourite food with you is often the best way to do this to help them familiarise themselves with the foreign surroundings.

K9 Magazine advises: "Preparation is key when travelling abroad with a pet - leave at least six months to get your pet passport organised, and of course double check your pet is allowed into your destination country.

"Your first port of call should be the vet so your pet can be micro-chipped and vaccinated against rabies."

Many pet insurers, such as Virgin pet insurance, now include the option to take pet travel cover for such situations. Virgin pet insurance includes up to £300 emergency expenses abroad and £1500 quarantine cover.

source:http://ezinearticles.com/?UK-Pet-Owners-Advised-To-Take-Out-Pet-Insurance-This-Summer&id=634567