Sunday, December 30, 2007

Tips To Get the Best Deal on Pet Insurance

You love your pet and are looking to buy a Pet Insurance program to head off nasty veterinarian bills in the future.

There are a few things you should know before you start looking at Pet Insurance Policies. Certain things can affect the price of the policy you buy.

1.) Get quotes from 2-3 Pet Insurance Providers, never go with the first quote.

2.) There are different types of policies make sure you compare apples to apples.

3.) The breed of your pet can influence your Pet Insurance Premiums - some breeds are more prone to disease and illness.

4.) The age of your pet plays a roll in your Pet Insurance Premiums - the younger the pet, the better the rate you will get.

5.) Basic plans cover accidents only, not veterinary check-ups or surgeries, make sure you get a list of whats covered.

Make the best choice for your pet by getting the 2-3 quotes suggested in #1 above. You might be surprised at the difference in Pet Insurance Premiums between insurance companies.

Pet Insurance is available for Cats, Dogs, and some other types of pets. Check with the insurance company to see if they offer coverage for the type of Pet you have. You can reduce the rates of your Pet Insurance by purchasing higher deductibles and co-pay options. Sometimes this can make the coverage really affordable.

Ask the agent or broker if they can provide you with options. If you are dealing online, try changing the deductible to a higher amount and see what reduction you get on your premiums.

Resource: http://www.ezinearticles.com

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